Disputing A Debt
Consumers have the right to dispute a debt anytime. If after you dispute a debt, the collector reports that debt to a credit reporting agency, then the debt must […]
Employment Background Checks
Some employers check into your background before deciding whether to hire you or keep you on the job. When they do a background check, you have legal rights […]
Prohibited Actions By Debt Collectors
Federal law prohibits debt collectors from threatening the use of violence, the use of obscene language, causing a telephone to ring or engaging any person in […]
Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act (FDCPA) is a federal law passed to protect consumers from abusive, deceptive and unfair debt collection practices. Call Pine […]
Medical Tracking Devices
Everywhere we go, people are wearing fitness tracking devices that monitor and record our health and fitness data. What fitness tracking companies do with this data […]
Debt Collection Abuse
A debt collector who calls you after you notify that collector in writing to cease and desist this contact, is in violation of federal law. Pine Street Legal can […]
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Certain criminal records can be expunged from court files. Once that is done, you should be able to expect that those records are gone from your history. But that […]
Criminal Records Effect Credit Worthiness
Criminal records appear on credit reports and have a negative effect on the ability to secure credit. If your criminal record has been expunged, it is important to […]
Who Reports Your Credit Information?
How you are managing your credit obligations is reported to credit reporting agencies by Furnishers. Furnishers are creditors, banks and organizations that have […]
When Can A Third Party View Your Credit Report?
The Fair Credit Reporting Act (FCRA) requires that a third party must have a permissible purpose as defined by the FCRA in order to view your credit report. Some […]