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If you were the victim of identity theft, call all of your banks, credit unions and financial account holders such as PayPal, Zelle and financial advisors to report the identity theft. When you make this contact, demand that they freeze […]

If you have been a victim of identity theft, change all of your passwords right away for accounts such as financial accounts, brokerage accounts, retirement accounts and any other accounts that have to do with your finances. Be sure to […]

If you think you might be a victim of identity theft, it is a good idea to consider putting a security freeze on your credit report. When you freeze your credit, creditors cannot access your credit report. This will keep […]

What exactly is a fraud alert? It is a notice placed on your credit report that lets credit card companies and other credit grantors know that you may have been a victim of fraud. A fraud alert requires creditors to […]

Look for accounts that you did not open or recognize. Look for incorrect and out of date account information. Check the section that has your personal information to see if your name is misspelled or incorrect and if there are […]

The best way to find out is to pull your credit report from annualcreditreport.com. Since the pandemic, the credit reporting agencies, Trans Union, Equifax and Experian, allow consumers to view and save their credit reports at that website for free […]

To avoid being scammed, the Social Security Administration says to recognize four basic signs of a scam: Scammers pretend to be from a familiar organization, like the Social Security Administration. They may email attachments with official-looking logos, seals, signatures or […]

With the start of the New Year, now is a great time to check your credit report. The following are examples of errors on your credit report that could stand in the way of you getting financing approved for a […]

The Consumer Financial Protection Bureau (cfpb) recently reported that military consumer complaints about debts resulting from identity theft had increased fivefold between 2014 and 2022. Identity theft can be devastating to anyone by causing good credit to drop, the maxing […]

The credit reporting agencies have a new policy for reporting medical debt on consumer credit reports. The three major credit bureaus (Equifax, TransUnion, and Experian) will institute a new policy by March 30, 2023, to no longer include medical debt […]