Your Rights Under The Fair Credit Billing Act
The Fair Credit Billing Act (FCBA) lets you dispute charges and temporarily withhold payments without hurting your credit score.The law […]
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What To Do When You Are Served With A Debt Collection Lawsuit
It is perfectly understandable to want to ignore a debt collection lawsuit. Getting served with one is very upsetting for […]
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Beware Of Medicare Genetic Testing Scam
Medicare is reporting that scammers are offering “free” genetic testing and claiming Medicare will cover it though Medicare only covers […]
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What Should You Do If You Get A letter From A Debt Collector?
First off, never ignore a letter from a debt collector saying you owe money. Take a look at it and […]
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Offers to Reduce Your Debt Or Make You Debt-Free May Make You Worse Off
Debt relief and debt settlement companies seek out consumers with a lot of debt and make offers of help to […]
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Social Security Number Identity Theft
Stealing a social security number (ssn) is a a very serious crime and it is form of identity theft. When […]
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Duties Of Furnishers Of Information On Your Credit Report
Information on your credit report is provided to the credit reporting agencies (TransUnion, Equifax and Experian) (CRAs) by Furnishers. Furnishers […]
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Do You Know Who Beside You Can Legally Pull Your Credit Report?
Have you ever noticed at the end of your credit report there is an inquiry section? Under this section, and […]
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Keeping Online information Safe By Creating Secure Passwords
Tips For Creating Secure Passwords: Use long passwords-the more characters you use, the harder it is for hackers to crack […]
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How To Avoid Phishing Scams
Phishing is an attempt to get people to divulge sensitive information such as Social Security numbers, passwords, usernames, or to […]
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Federal Law Limits Debt Collectors
The Fair Debt Collection Practices Act, a federal law, prohibits debt collectors from doing the following: Calling you between the […]
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Dispute Errors On Your Credit Report, PLEASE!
Very important to check your credit report for errors. At annualcreditreport.com you can get a free credit report from Experian, […]