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To avoid being scammed, the Social Security Administration says to recognize four basic signs of a scam: Scammers pretend to be from a familiar organization, like the Social Security Administration. They may email attachments with official-looking logos, seals, signatures or […]

With the start of the New Year, now is a great time to check your credit report. The following are examples of errors on your credit report that could stand in the way of you getting financing approved for a […]

The Consumer Financial Protection Bureau (cfpb) recently reported that military consumer complaints about debts resulting from identity theft had increased fivefold between 2014 and 2022. Identity theft can be devastating to anyone by causing good credit to drop, the maxing […]

The credit reporting agencies have a new policy for reporting medical debt on consumer credit reports. The three major credit bureaus (Equifax, TransUnion, and Experian) will institute a new policy by March 30, 2023, to no longer include medical debt […]

Today, the CFPB released a new Supervisory Highlights report on legal violations identified during the CFPB’s supervisory examinations in the first half of 2022. The report details these key findings across consumer financial products and services: Consumer reporting companies and […]

U.S. Bank pressured and incentivized its employees to sell multiple products and services to customers. As a result its employees unlawfully accessed customer’s credit reports and sensitive data to apply for and open unauthorized accounts. On July 28, 2022 The […]

Check washing is a type of fraud where the scammer steals a victim’s check(s) and then changes the payee name and amount on checks in order to fraudulently deposit them. Sometimes the scammer will make many blank copies of the […]

Recognizing Medicare fraud is very important. Here are some examples: A provider that bills Medicare for services or supplies they never gave you, like charging you for a visit you never had; A provider that charges Medicare twice for a […]

According to the Federal Trade Commission: A credit report is a summary of your personal credit history. Your credit report includes your identifying information — like your address and date of birth — and information about your credit history — […]

Just because you may owe money on a debt, does not give debt collectors the right to harass you for payment. The Fair Debt Collection Practices Act (FDCPA) is a federal law enacted to protect consumers from debt collector harassment. […]