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Today, the CFPB released a new Supervisory Highlights report on legal violations identified during the CFPB’s supervisory examinations in the first half of 2022. The report details these key findings across consumer financial products and services: Consumer reporting companies and […]

U.S. Bank pressured and incentivized its employees to sell multiple products and services to customers. As a result its employees unlawfully accessed customer’s credit reports and sensitive data to apply for and open unauthorized accounts. On July 28, 2022 The […]

Check washing is a type of fraud where the scammer steals a victim’s check(s) and then changes the payee name and amount on checks in order to fraudulently deposit them. Sometimes the scammer will make many blank copies of the […]

Recognizing Medicare fraud is very important. Here are some examples: A provider that bills Medicare for services or supplies they never gave you, like charging you for a visit you never had; A provider that charges Medicare twice for a […]

According to the Federal Trade Commission: A credit report is a summary of your personal credit history. Your credit report includes your identifying information — like your address and date of birth — and information about your credit history — […]

Just because you may owe money on a debt, does not give debt collectors the right to harass you for payment. The Fair Debt Collection Practices Act (FDCPA) is a federal law enacted to protect consumers from debt collector harassment. […]

With all the hacking and problems that occur online, it is best practice to check your credit report for inaccuracies  every few months or so. The credit reporting agencies, Experian, Equifax and Trans Union are continuing to offer free weekly […]

If you are victim of identity theft, be sure to make a police report and submit an online FTC Identity Theft Affidavit. Also very important is to check your credit report at annualcreditreport.com to see if there are any fraudulent […]

Medical debt is a big burden for many Americans. In addition to the health concerns that caused the debt, unpaid bills end up on credit reports, negatively impacting consumers’ credit scores that can then prevent them from getting affordable (or […]

Puppy scams have been on the rise since interest in buying a new pet has surged while so many people have been working at home during the pandemic. Puppy scams occur when a scammer poses as a seller of a […]