Browsing Category "Law"

It is a violation of the Fair Debt Collection Practices Act for a debt collector to disclose to anyone other than you or your spouse anything about a debt you allegedly owe. Call Pine Street Legal if a debt collector […]

A landlord may require a background check if you are interested in renting his property. If you are denied the rental because of a negative item on your background check, the landlord must disclose this to you. Call Pine Street […]

An employer must tell you if you don’t get hired or promoted because of negative information in a background check.

Making automated calls to cell phones is unlawful under the Telephone Consumer Protection Act unless it is an emergency situation or made with the prior consent of the called party.

Federal law prohibits debt collectors from threatening the use of violence, the use of obscene language, causing a telephone to ring or engaging any person in telephone conversation repeatedly with the intent to annoy, abuse or harass any person at […]

The Fair Debt Collection Practices Act (FDCPA) is a federal law passed to protect consumers from abusive, deceptive and unfair debt collection practices. Call Pine Street Legal if you think a debt collector is violating your rights.

The Fair Credit Reporting Act (FCRA) requires that a third party must have a permissible purpose as defined by the FCRA in order to view your credit report. Some permissible purposes are: by court order, with your written agreement, in […]

Negative (or adverse) accounts remain on a credit report for seven years, unless its a criminal or civil court record or a bankruptcy and they are longer. Check your credit report for any outdated accounts and send the credit reporting […]