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It is perfectly understandable to want to ignore a debt collection lawsuit. Getting served with one is very upsetting for sure. But ignoring it is the worst thing you can do because if you do nothing, a default judgment may be entered against you which then gives the debt collector the right to execute on the judgment. What that means is they can seek to take the money from you. Though in Pennsylvania there is no wage garnishment for credit related judgments, a debt collector who has a judgment against you can seek to identify a bank account in your name only from which to satisfy the judgment. Instead of going down that road, contact an attorney experienced in debt collection cases right away. Very often, a debt has been sold so many times that by the time a lawsuit is filed, debt collectors do not have the evidence to prove their case but they will still win if you do not respond to the lawsuit or if you do not know what information they need to succeed in court. That is why you need an attorney in your corner. Even if you owe the money, you have legal rights and an experienced attorney will know how to protect those rights by asserting defenses to the lawsuit on your behalf. Contact Pine Street Legal for the help you need in debt collection cases at (215) 345-9214, nkanter@pinestreetlegal.com.