The best way to find out is to pull your credit report from annualcreditreport.com. Since the pandemic, the credit reporting agencies, Trans Union, Equifax and Experian, allow consumers to view and save their credit reports at that website for free every week. By looking at your credit report, you can see if there are accounts you did not open, balances that are inaccurate or applications for credit noted under the “Inquiries” section the you did not submit. If so, this may mean an identity thief is using your personal and credit information to their benefit while causing damage and harm to you. Contact Pine Street Legal, LLC for help in disputing inaccuracies on your credit report caused by identity theft at 215-345-9214 or nkanter@pinestreetlegal.com.
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