Law
February 14, 2016
Cell Phone Privacy Rights
Making automated calls to cell phones is unlawful under the Telephone Consumer Protection Act unless it is an emergency situation or made with the prior consent of the called party.
Advice
January 29, 2016
Identity Theft
If you are a victim of identity theft, the first steps are filing a police report (request a copy) and filing an Identity Theft Complaint with the Federal Trade Commission (obtain the form online at the FTC website). Call Pine […]
Advice
January 10, 2016
Disputing A Debt
Consumers have the right to dispute a debt anytime. If after you dispute a debt, the collector reports that debt to a credit reporting agency, then the debt must also be reported as disputed. Call Pine Street Legal at (215) […]
Advice
January 9, 2016
Employment Background Checks
Some employers check into your background before deciding whether to hire you or keep you on the job. When they do a background check, you have legal rights protected under federal law. Call Pine Street Legal to discuss those rights. […]
Law
January 5, 2016
Prohibited Actions By Debt Collectors
Federal law prohibits debt collectors from threatening the use of violence, the use of obscene language, causing a telephone to ring or engaging any person in telephone conversation repeatedly with the intent to annoy, abuse or harass any person at […]
Law
January 4, 2016
Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act (FDCPA) is a federal law passed to protect consumers from abusive, deceptive and unfair debt collection practices. Call Pine Street Legal if you think a debt collector is violating your rights.
Advice
December 22, 2015
Medical Tracking Devices
Everywhere we go, people are wearing fitness tracking devices that monitor and record our health and fitness data. What fitness tracking companies do with this data is not regulated by HIPAA. Without this protection, consumers should think carefully about giving […]
Advice
October 18, 2015
Debt Collection Abuse
A debt collector who calls you after you notify that collector in writing to cease and desist this contact, is in violation of federal law. Pine Street Legal can help you with this kind of debt collection abuse.
Advice
October 2, 2015
Certain criminal records can be expunged from court files. Once that is done, you should be able to expect that those records are gone from your history. But that is not always the case. Sometimes expunged criminal records show up […]
Advice
September 4, 2015
Criminal Records Effect Credit Worthiness
Criminal records appear on credit reports and have a negative effect on the ability to secure credit. If your criminal record has been expunged, it is important to alert the credit reporting agencies reporting the judgment and then to make […]