Law
February 19, 2016
Debt Collector Contact
It is a violation of the Fair Debt Collection Practices Act for a debt collector to disclose to anyone other than you or your spouse anything about a debt you allegedly owe. Call Pine Street Legal if a debt collector […]
Advice
February 19, 2016
HOw To Stop Unwanted Calls
If you want to stop unwanted debt collection phone calls, write a letter to the debt collector saying to cease and desist further contact. This will not eliminate a debt owed but by law, the calls must stop. If unwanted […]
Law
February 16, 2016
Landlord Background Checks
A landlord may require a background check if you are interested in renting his property. If you are denied the rental because of a negative item on your background check, the landlord must disclose this to you. Call Pine Street […]
Law
February 15, 2016
Employer Background Checks
An employer must tell you if you don’t get hired or promoted because of negative information in a background check.
Law
February 14, 2016
Cell Phone Privacy Rights
Making automated calls to cell phones is unlawful under the Telephone Consumer Protection Act unless it is an emergency situation or made with the prior consent of the called party.
Advice
January 29, 2016
Identity Theft
If you are a victim of identity theft, the first steps are filing a police report (request a copy) and filing an Identity Theft Complaint with the Federal Trade Commission (obtain the form online at the FTC website). Call Pine […]
Advice
January 10, 2016
Disputing A Debt
Consumers have the right to dispute a debt anytime. If after you dispute a debt, the collector reports that debt to a credit reporting agency, then the debt must also be reported as disputed. Call Pine Street Legal at (215) […]
Advice
January 9, 2016
Employment Background Checks
Some employers check into your background before deciding whether to hire you or keep you on the job. When they do a background check, you have legal rights protected under federal law. Call Pine Street Legal to discuss those rights. […]
Law
January 5, 2016
Prohibited Actions By Debt Collectors
Federal law prohibits debt collectors from threatening the use of violence, the use of obscene language, causing a telephone to ring or engaging any person in telephone conversation repeatedly with the intent to annoy, abuse or harass any person at […]
Law
January 4, 2016
Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act (FDCPA) is a federal law passed to protect consumers from abusive, deceptive and unfair debt collection practices. Call Pine Street Legal if you think a debt collector is violating your rights.