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Experian, Equifax and TransUnion announced they are offering free credit reports to all Americans on a weekly basis in order to monitor your financial health during hardships from Covid-19. The free credit reports will be available at AnnualCreditReport.com through April, […]

Congress passed the CARES Act, which now provides several protections for consumers who have a federally insured mortgage loan. These “federally backed mortgages” that are eligible for assistance under the CARES Act include mortgages for single-family homes that are: purchased […]

Pursuant to the March 13, 2020 Emergency Order of the Pennsylvania Public Utility Commission utilities cannot be turned off during the pendency of Governor Wolf’s Proclamation of Disaster Emergency. This is very important for those struggling to make utility payments […]

During this very difficult time, so much of our attention is rightly focused on trying to stay well. As a result, we may not be as attuned to other aspects of our personal lives. However, identity theft remains a serious […]

Immediately contact your credit card company if you do not think you can pay your credit card bill on time. Reputable credit card companies are assisting borrowers who cannot make their credit card payment because of the COVID-19 crisis. But […]

Throughout this difficult time, everyone is being overwhelmed with news from many, many sources. Please be aware of the sources of information you’re viewing. The government (the United States or your state) and reputable medical sources (e.g., The Centers for […]

I received the attached link below that I am passing along in the hope it will be helpful during this difficult time.   Summary of Relief for Certain Mortgage Borrowers Covid-19 03.20.20

The Fair Credit Billing Act (FCBA) lets you dispute charges and temporarily withhold payments without hurting your credit score.The law also forces credit card issuers to investigate any disputed charges and fix them if they are wrong. This law also […]

It is perfectly understandable to want to ignore a debt collection lawsuit. Getting served with one is very upsetting for sure. But ignoring it is the worst thing you can do because if you do nothing, a default judgment may […]

Medicare is reporting that scammers are offering “free” genetic testing and claiming Medicare will cover it though Medicare only covers genetic testing if it is ordered by your doctor as a medically necessary test. Scammers are really only offering the […]