Archives

From Leo Notenboom’s newsletter Ask Leo Consider just the first four items in the list above: names, Social Security numbers, birthdates, and addresses. That’s generally enough to open a credit card account in your name — a credit card account […]

Errors on your credit report hurt your credit rating. Mistakes on credit reports are commonplace and hurt your chance to get credit. Employers look at credit reports, and errors on the credit report can cost you getting that job.  Federal law requires credit […]

Mistakes on criminal background screening reports can cost workers their jobs and can cause job applicants to be turned down for employment. Criminal background screening companies’ reports routinely mismatch people, omit crucial information about a case, reveal sealed or expunged information, […]

If you have had a criminal record expunged through the court system, you need to check your credit report at annualcreditreport.com to make sure it is off your credit report, as well. If the expunged criminal record is still on […]

It is a violation of the Fair Debt Collection Practices Act, a federal law, for debt collectors to threaten service members and their families that they will report unpaid debt to their commanding officer, have the service member busted in rank […]

Upon your written request, credit reporting agencies (Equifax, Experian & Trans Union) are required by law to disclose to you the following: All information in your credit file at that time; The Sources of the information; Identification of each person […]