Uncategorized
November 20, 2017
Millions Of Errors Riddle Credit Reports Every Year
This article discusses that consumer credit reports continue to be riddled with tens of million errors annually. https://www.commerce.senate.gov/public/index.cfm/pressreleases?ID=F9A0E879-083B-4F46-AC1C-0BC0AF1F4290 Pine Street Legal will assist you in disputing credit report errors and if the errors continue, Pine Street Legal will get you […]
Uncategorized
October 26, 2017
Steps To Protect Your Identity
File your taxes as soon as possible. Ask your doctors’ offices for copies of your medical files. Go paperless. Dedicate one computer or prepaid cellphone for all your online financial activity. Open a My Social Securityaccount with the Social Security […]
Uncategorized
September 30, 2017
Ways To Improve Your Credit Score
Pay on time. Limit how much available credit you use to 30% per card, 10 % across all cards. Avoid opening store cards since that will lower the average age of your accounts. Keep old cards active, since the length […]
Law
September 27, 2017
What Debt Collectors Are Not Allowed To Do
Debt Collection Harassment is illegal. The Fair Debt Collection Practices Act says debt collectors can’t harass, oppress, or abuse you or anyone else they contact. This means they can’t: § Make repeated phone calls that are intended to annoy, abuse, […]
Uncategorized
September 22, 2017
Two Words: Identity Theft
From Leo Notenboom’s newsletter Ask Leo Consider just the first four items in the list above: names, Social Security numbers, birthdates, and addresses. That’s generally enough to open a credit card account in your name — a credit card account […]
Uncategorized
August 11, 2017
Pine Street Legal Helps With Credit Report Problems
Errors on your credit report hurt your credit rating. Mistakes on credit reports are commonplace and hurt your chance to get credit. Employers look at credit reports, and errors on the credit report can cost you getting that job. Federal law requires credit […]
Uncategorized
August 9, 2017
Criminal Background Screening Reports
Mistakes on criminal background screening reports can cost workers their jobs and can cause job applicants to be turned down for employment. Criminal background screening companies’ reports routinely mismatch people, omit crucial information about a case, reveal sealed or expunged information, […]
Uncategorized
June 1, 2017
Expunged Criminal Record On Credit Report
If you have had a criminal record expunged through the court system, you need to check your credit report at annualcreditreport.com to make sure it is off your credit report, as well. If the expunged criminal record is still on […]
It is a violation of the Fair Debt Collection Practices Act, a federal law, for debt collectors to threaten service members and their families that they will report unpaid debt to their commanding officer, have the service member busted in rank […]
Advice
May 19, 2017
Who Is Pulling Your Credit Report?
The Fair Credit Reporting Act, a federal law, requires that there must be a permissible purpose for someone to request that the credit reporting agencies, Trans Union, Equifax and Experian provide your credit report to them. To make sure your […]