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September 30, 2017
Ways To Improve Your Credit Score
- Pay on time.
- Limit how much available credit you use to 30% per card, 10 % across all cards.
- Avoid opening store cards since that will lower the average age of your accounts.
- Keep old cards active, since the length of your credit history is important for your score.
- Do not apply for multiple cards over a short period of time.
- Spread charges across cards rather than using one card heavily.
- Mix up the types of debt you take on, including mortgage, auto loans or other installment loans.
- Keep your debt level low compared with income.
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