Debt Collection Practice NOT Allowed
Did you know that debt collectors cannot use false or misleading statements when collecting a debt or tell you they […]
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Unfair Debt Collector Practices
Did you know that debt collectors cannot call you before 8AM or after 9PM, they cannot curse at you, repeatedly […]
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Debt Collector Contact
It is a violation of the Fair Debt Collection Practices Act for a debt collector to disclose to anyone other […]
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HOw To Stop Unwanted Calls
If you want to stop unwanted debt collection phone calls, write a letter to the debt collector saying to cease […]
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Landlord Background Checks
A landlord may require a background check if you are interested in renting his property. If you are denied the […]
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Employer Background Checks
An employer must tell you if you don’t get hired or promoted because of negative information in a background check.
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Cell Phone Privacy Rights
Making automated calls to cell phones is unlawful under the Telephone Consumer Protection Act unless it is an emergency situation […]
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Identity Theft
If you are a victim of identity theft, the first steps are filing a police report (request a copy) and […]
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Disputing A Debt
Consumers have the right to dispute a debt anytime. If after you dispute a debt, the collector reports that debt […]
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Employment Background Checks
Some employers check into your background before deciding whether to hire you or keep you on the job. When they […]
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Prohibited Actions By Debt Collectors
Federal law prohibits debt collectors from threatening the use of violence, the use of obscene language, causing a telephone to […]
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Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act (FDCPA) is a federal law passed to protect consumers from abusive, deceptive and unfair […]