Immediately contact your credit card company if you do not think you can pay your credit card bill on time. Reputable credit card companies are assisting borrowers who cannot make their credit card payment because of the COVID-19 crisis. But […]
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April 17, 2020
Best News Sources During This Difficult Time
Throughout this difficult time, everyone is being overwhelmed with news from many, many sources. Please be aware of the sources of information you’re viewing. The government (the United States or your state) and reputable medical sources (e.g., The Centers for […]
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March 23, 2020
Mortgage Relief During Covid-19
I received the attached link below that I am passing along in the hope it will be helpful during this difficult time. Summary of Relief for Certain Mortgage Borrowers Covid-19 03.20.20
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September 17, 2019
Your Rights Under The Fair Credit Billing Act
The Fair Credit Billing Act (FCBA) lets you dispute charges and temporarily withhold payments without hurting your credit score.The law also forces credit card issuers to investigate any disputed charges and fix them if they are wrong. This law also […]
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September 12, 2019
What To Do When You Are Served With A Debt Collection Lawsuit
It is perfectly understandable to want to ignore a debt collection lawsuit. Getting served with one is very upsetting for sure. But ignoring it is the worst thing you can do because if you do nothing, a default judgment may […]
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September 10, 2019
Beware Of Medicare Genetic Testing Scam
Medicare is reporting that scammers are offering “free” genetic testing and claiming Medicare will cover it though Medicare only covers genetic testing if it is ordered by your doctor as a medically necessary test. Scammers are really only offering the […]
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September 9, 2019
What Should You Do If You Get A letter From A Debt Collector?
First off, never ignore a letter from a debt collector saying you owe money. Take a look at it and see who it is from and who it says you owe money to…The letter may say that you owe money […]
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August 12, 2019
Offers to Reduce Your Debt Or Make You Debt-Free May Make You Worse Off
Debt relief and debt settlement companies seek out consumers with a lot of debt and make offers of help to get them out from under the debt. The way it often starts out is after consumers get turned down for […]
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August 8, 2019
Social Security Number Identity Theft
Stealing a social security number (ssn) is a a very serious crime and it is form of identity theft. When it happens, victims of this crime may think that the best solution is to get a new ssn and they […]
Information on your credit report is provided to the credit reporting agencies (TransUnion, Equifax and Experian) (CRAs) by Furnishers. Furnishers can be public records sources, creditors, collections agencies, landlords and lenders such as banks. Reporting of information about you by […]