It is the sad truth that errors on all of our credit reports are commonplace and can prevent us from living our best lives. Errors on credit reports can be so damaging to our creditworthiness and result in our being […]
Did you ever apply for a job where part of the hiring process included the employer doing a background check on you? Or has your employer ever done a background check on you once you are in the job or […]
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April 18, 2019
Pine Street Legal Is A Consumer Protection Law Firm
Pine Street Legal gives a free telephone or in-person consultation to all new clients. Pine Street Legal will fight for your legal rights if errors on your credit report have caused you to be turned down for credit, denied a […]
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April 8, 2019
Are You Being Sued For Medical Debt?
Being sued for medical debt can result after you have a hospital procedure. For example, you could be uninsured and receive a bill you cannot afford to pay or you could be insured, have a procedure in-network but unbeknownst to […]
The sheriff shows up at your door to serve you or you get a certified notice that you are being sued for a credit card debt. Panic sets in and often there is the feeling that there is nothing you […]
If you have been a victim of identity theft or worried that you may be, protect yourself from an identity thief opening accounts in your name by adding a fraud alert to your credit report. If you have a fraud […]
As of 2018, new protections for service members & veterans were signed into law. Highlights are: Free security freezes and one year fraud alerts at the 3 credit reporting agencies (Equifax, Experian, Trans Union); Holding lenders to more stringent requirements […]
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July 26, 2018
What Does Charge Off Mean
Did you ever wonder if you still owe a debt when you see “charge off” on an account balance listed on your credit report? Here is Experian’s explanation of what charge off means: https://www.experian.com/blogs/ask-experian/what-does-charge-off-mean/
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February 28, 2018
Obtaining a Free Copy of Your Credit Report
You are entitled to a free copy of your credit report from Equifax, Experian and Trans Union (each) online once every 12 months. Go to www.annualcreditreport.com and follow the prompts to request your free credit report from Equifax, Experian and Trans Union. […]
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December 13, 2017
Consumer Protections Reduced
The U.S. House Committed Voted to reduce credit bureau consumer protections. Read on… https://www.huffingtonpost.com/entry/after-the-equifax-data-breach-why-did-a-us-house_us_5a317318e4b04bd8793e96a7