It is the sad truth that errors on all of our credit reports are commonplace and can prevent us from living our best lives. Errors on credit reports can be so damaging to our creditworthiness and result in our being […]
Did you ever apply for a job where part of the hiring process included the employer doing a background check on you? Or has your employer ever done a background check on you once you are in the job or […]
Uncategorized
April 18, 2019
Pine Street Legal Is A Consumer Protection Law Firm
Pine Street Legal gives a free telephone or in-person consultation to all new clients. Pine Street Legal will fight for your legal rights if errors on your credit report have caused you to be turned down for credit, denied a […]
Advice
April 9, 2019
Do You Know What A Chargemaster is??
When you go to the hospital for treatment or some kind of procedure you have to sign a consent for treatment form and sign that either your insurance company or you will pay the medical bills. Do you ever recall […]
Uncategorized
April 8, 2019
Are You Being Sued For Medical Debt?
Being sued for medical debt can result after you have a hospital procedure. For example, you could be uninsured and receive a bill you cannot afford to pay or you could be insured, have a procedure in-network but unbeknownst to […]
Law
April 7, 2019
How Do You Know When You Are Being Sued
Often people have an inkling that a lawsuit is coming and they ask me what they need to do. I have the same answer for everyone: Unless you have been served with a complaint or a summons, you do NOTHING. […]
The sheriff shows up at your door to serve you or you get a certified notice that you are being sued for a credit card debt. Panic sets in and often there is the feeling that there is nothing you […]
If you have been a victim of identity theft or worried that you may be, protect yourself from an identity thief opening accounts in your name by adding a fraud alert to your credit report. If you have a fraud […]
As of 2018, new protections for service members & veterans were signed into law. Highlights are: Free security freezes and one year fraud alerts at the 3 credit reporting agencies (Equifax, Experian, Trans Union); Holding lenders to more stringent requirements […]
Law
February 22, 2019
Changes To Credit Reporting #1
Good News! Nationwide credit reporting agencies (Equifax, Experian & TransUnion) can no longer report on individual credit reports 50% of tax liens and almost all civil judgments. This is because tax liens and civil judgments are public records and under […]