Uncategorized
April 8, 2019
Are You Being Sued For Medical Debt?
Being sued for medical debt can result after you have a hospital procedure. For example, you could be uninsured and receive a bill you cannot afford to pay or you could be insured, have a procedure in-network but unbeknownst to […]
Law
April 7, 2019
How Do You Know When You Are Being Sued
Often people have an inkling that a lawsuit is coming and they ask me what they need to do. I have the same answer for everyone: Unless you have been served with a complaint or a summons, you do NOTHING. […]
The sheriff shows up at your door to serve you or you get a certified notice that you are being sued for a credit card debt. Panic sets in and often there is the feeling that there is nothing you […]
If you have been a victim of identity theft or worried that you may be, protect yourself from an identity thief opening accounts in your name by adding a fraud alert to your credit report. If you have a fraud […]
As of 2018, new protections for service members & veterans were signed into law. Highlights are: Free security freezes and one year fraud alerts at the 3 credit reporting agencies (Equifax, Experian, Trans Union); Holding lenders to more stringent requirements […]
Law
February 22, 2019
Changes To Credit Reporting #1
Good News! Nationwide credit reporting agencies (Equifax, Experian & TransUnion) can no longer report on individual credit reports 50% of tax liens and almost all civil judgments. This is because tax liens and civil judgments are public records and under […]
Advice
February 20, 2019
Types Of Identity Theft
The best way to prevent identity theft is to be aware of the ways it can happen. Here are some examples: Pretexting: Impersonating another by calling under the “pretext” of being that person to gain personal information. For example the […]
Advice
February 14, 2019
New Security Clearance Guidelines For Servicemembers & Credit Reports
The federal government recently implemented new guidelines requiring the Department of Defense to continuously monitor the financial status of servicemembers who have security clearances. This means that a past-due bill or an error on your credit report could jeopardize you […]
Advice
February 12, 2019
Are You An Identity Theft Victim?
How can you tell if you are a victim of identity theft? First, Review Your Credit Report. Your credit report has your personal credit history, personal information and includes who requested to receive a copy of your credit report. By checking your credit […]
Advice
February 7, 2019
Identity Theft & Domestic Violence
Domestic violence victims are vulnerable to identity theft because perpetrators of the abuse often have easy access to confidential information that can be used to open new credit cards and lines of credit. With knowledge of confidential information, perpetrators can […]