If you have been a victim of identity theft or worried that you may be, protect yourself from an identity thief opening accounts in your name by adding a fraud alert to your credit report. If you have a fraud alert on your credit report, a business must verify your identity before it issues credit, so it may try to contact you. The alert lasts for a year and can be renewed year after year if you want. And it is FREE! Contact one of the credit reporting agencies (Equifax, Experian or TransUnion) to ask that a fraud alert be put on your credit report and that agency will let the other two know to put an alert on those credit reports, as well. Credit Reporting Agency Contact Information is:
Equifax
Equifax.com/personal/credit-report-services
800-685-1111
Experian
Experian.com/help
888-EXPERIAN (888-397-3742)
Transunion
TransUnion.com/credit-help
888-909-8872
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