What Does Charge Off Mean
Did you ever wonder if you still owe a debt when you see “charge off” on an account balance listed […]
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Obtaining a Free Copy of Your Credit Report
You are entitled to a free copy of your credit report from Equifax, Experian and Trans Union (each) online once […]
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Judgments On Your Credit Report
A judgment is a public record appearing on credit reports that has been a major roadblock to individuals being approved […]
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Tips For Increasing Mortgage Approval
Tips for increasing your chances of getting mortgage approval ●Check your credit. Check for errors on your credit report long […]
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Consumer Protections Reduced
The U.S. House Committed Voted to reduce credit bureau consumer protections. Read on… https://www.huffingtonpost.com/entry/after-the-equifax-data-breach-why-did-a-us-house_us_5a317318e4b04bd8793e96a7
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Millions Of Errors Riddle Credit Reports Every Year
This article discusses that consumer credit reports continue to be riddled with tens of million errors annually. https://www.commerce.senate.gov/public/index.cfm/pressreleases?ID=F9A0E879-083B-4F46-AC1C-0BC0AF1F4290 Pine Street […]
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Steps To Protect Your Identity
File your taxes as soon as possible. Ask your doctors’ offices for copies of your medical files. Go paperless. […]
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Ways To Improve Your Credit Score
Pay on time. Limit how much available credit you use to 30% per card, 10 % across all cards. Avoid […]
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What Debt Collectors Are Not Allowed To Do
Debt Collection Harassment is illegal. The Fair Debt Collection Practices Act says debt collectors can’t harass, oppress, or abuse you […]
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Two Words: Identity Theft
From Leo Notenboom’s newsletter Ask Leo Consider just the first four items in the list above: names, Social Security numbers, […]
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Pine Street Legal Helps With Credit Report Problems
Errors on your credit report hurt your credit rating. Mistakes on credit reports are commonplace and hurt your chance to get […]
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Criminal Background Screening Reports
Mistakes on criminal background screening reports can cost workers their jobs and can cause job applicants to be turned down […]