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Have you ever noticed at the end of your credit report there is an inquiry section? Under this section, and according to the Fair Credit Reporting Act, Experian, Equifax and TransUnion may furnish your credit report to third parties under […]

Tips For Creating Secure Passwords: Use long passwords-the more characters you use, the harder it is for hackers to crack your passwords; Make your passwords easy to remember-consider stringing to gather a few random words; But do not make them […]

Phishing is an attempt to get people to divulge sensitive information such as Social Security numbers, passwords, usernames, or to transfer money to the scammer through a variety of methods. It is usually done through email but more and more […]

The Fair Debt Collection Practices Act, a federal law, prohibits debt collectors from doing the following: Calling you between the hours of 9 p.m. and 8 a.m.; Contacting you at work if you indicated verbally or in writing that your […]

Very important to check your credit report for errors. At annualcreditreport.com you can get a free credit report from Experian, Equifax and TransUnion once every 12 months. If you find errors, the next step is to send by certified mail […]

The Federal Trade Commission (FTC) recently reported that scammers claiming to be from the Social Security Administration (SSA) are calling people and saying that their Social Security Number (SSN)  has been suspended due to suspicious activity or from being involved […]

It is the sad truth that errors on all of our credit reports are commonplace and can prevent us from living our best lives. Errors on credit reports can be so damaging to our creditworthiness and result in our being […]

Did you ever apply for a job where part of the hiring process included the employer doing a background check on you? Or has your employer ever done a background check on you once you are in the job or […]

Pine Street Legal gives a free telephone or in-person consultation to all new clients. Pine Street Legal will fight for your legal rights if errors on your credit report have caused you to be turned down for credit, denied a […]

Being sued for medical debt can result after you have a hospital procedure. For example, you could be uninsured and receive a bill you cannot afford to pay or you could be insured, have a procedure in-network but unbeknownst to […]