Browsing Category "Advice"

Now is a good time to check your credit report. Get a free credit report from Experian, Equifax and Trans Union every 12 months at annualcreditreport.com. If you find any errors, you have the legal right to write a dispute […]

Active Duty Service Members can help stop harm to their credit report from identity theft and other fraud when assigned to service away from their usual duty stations by initiating an Active Duty Alert. To add the alert, service members […]

Errors on your credit report can cause your credit score to go down. If that happens, the following may occur: You are forced to pay much higher credit card interest rates; Your car and home insurance rates goes up; You […]

As individuals, having good credit is very important in being able to secure things you want in life. Though you do not have much control over what is initially reported on your credit report, here are certain rights that you […]

Be sure to check your credit report every 12 months for free at annualcreditreport.com. Call Pine Street Legal (215) 345-9214 for a free review of your reports.

Why pay a credit repair company to do what a consumer lawyer will do for free. Call Pine Street Legal at 215 345-9214 to learn more…  

If you want to stop unwanted debt collection phone calls, write a letter to the debt collector saying to cease and desist further contact. This will not eliminate a debt owed but by law, the calls must stop. If unwanted […]

If you are a victim of identity theft, the first steps are filing a police report (request a copy) and filing an Identity Theft Complaint with the Federal Trade Commission (obtain the form online at the FTC website). Call Pine […]

Consumers have the right to dispute a debt anytime. If after you dispute a debt, the collector reports that debt to a credit reporting agency, then the debt must also be reported as disputed. Call Pine Street Legal at (215) […]

Some employers check into your background before deciding whether to hire you or keep you on the job. When they do a background check, you have legal rights protected under federal law. Call Pine Street Legal to discuss those rights. […]