Who Can See Your Credit Report?
The Fair Credit Reporting Act (FCRA), a federal law, requires that for anyone to pull your credit report, they must […]
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Employer Access To Your Personal Information
If you are employed or seeking employment, an employer may want to review your credit report, do a criminal background […]
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Credit Report Inaccuracies
If you notify a credit reporting agency (Equifax, Experian, Trans Union) of errors on your credit report, it is the […]
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Dispute Credit Report Errors
Now is a good time to check your credit report. Get a free credit report from Experian, Equifax and Trans […]
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Outdated Negative (Adverse) information On Credit Reports
Negative or adverse information over seven years old (ten years for bankruptcies) cannot be legally reported on your credit report. […]
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Consumer Debt Collection Stories
The Consumer Financial Protection Bureau (cfpb) is giving consumers a forum for telling their debt collection experiences (see link below). […]
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Credit Report Initial Fraud Alert
You can place an Initial Fraud Alert on your credit report if you have a good faith suspicion that you […]
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Fraud Alert For Active Service Members
Active Duty Service Members can help stop harm to their credit report from identity theft and other fraud when assigned […]
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Stop Unwanted Calls
Congress passed the Telephone Consumer Protection Act (TCPA) to protect individual consumers from receiving intrusive and unwanted calls. Under this […]
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Beware Of Debt Collection Abuse
Debt collectors may violate the Fair Debt Collections Practices Act, a federal law, if they engage in any of the […]
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How Credit Report Errors Can Hurt Creditworthiness
Errors on your credit report can cause your credit score to go down. If that happens, the following may occur: […]
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Ways To Tell If You Are A Victim Of Identity Theft
The following are indications of when someone is a victim of Identity Theft: Look for unexplained and unfamiliar charges or […]